Sam B
Mentor
Last updated: 07 March 2025

Mastering when to split in Blackjack can significantly enhance your chances of winning by creating independent hands and minimizing risks. In this guide, you'll learn the best strategies for splitting pairs like 9s, 8s, 5s, and 4s, and how to make the most of your hand after splitting, even when the dealer has a weak card. 

What Is Splitting In Blackjack?

Splitting in Blackjack allows players to divide their initial two cards into two separate hands if the cards are of the same value, such as a pair of eights or two face cards. This move gives players the chance to maximize their winnings by playing each hand independently.

Example: Suppose you're dealt two eights. By splitting them, you now have two separate hands. The dealer adds one card to each eight, and you play them as independent hands. If you draw a 10 for one of the hands, you now have a strong 18 to compete against the dealer.

Blackjack Basic Strategy For Splitting

Splitting pairs in Blackjack is a key strategy that allows you to maximize your chances of winning when you’re dealt two cards of the same value. Below is a detailed explanation of the 7 situations where splitting is highly recommended.

Always Split Aces (A-A)

When you’re dealt a pair of Aces, you should always split them. Aces have a unique value in Blackjack: one can be worth 1 or 11. Playing them as one hand starts you with a total of 12, which is a weak position, as you’ll need a 9 to make a strong hand.

By splitting Aces, each Ace becomes the starting point for a new hand. This gives you a much better chance of forming at least one strong hand, especially since any card with a value of 10 (10, J, Q, K) will result in a total of 21 for that hand. 

Always Split Eights (8-8)

A pair of eights creates a total of 16, which is one of the weakest hands in Blackjack. Standing on 16 leaves you at high risk of losing if the dealer has a strong hand, while hitting is risky as any card with a value above 5 will cause you to bust.

Splitting the eights gives you a fresh start for each hand, with 8 being a strong base for building a better total. Even though splitting doesn’t guarantee a win, it significantly improves your chances compared to playing the pair as one hand.

Split Twos, Threes, and Sevens Against Dealer's 2-7

When the dealer shows a weak card (7 or below), splitting these pairs can be an advantageous move. A pair of twos, threes, or sevens is unlikely to lead to a winning total if played as a single hand.

By splitting, each new hand starts with a manageable base that allows for more flexibility in building a strong total. However, if the dealer has a high card (8 or above), it’s better to hit rather than split, as the dealer’s chances of forming a strong hand are higher.

Split Sixes Against Dealer's 2-6

A pair of sixes gives you a total of 12, which is a difficult position. Hitting risks busting, while standing leaves you at a disadvantage if the dealer has a strong hand.

Splitting sixes is a good option when the dealer shows a weak card (2-6), as the chances of the dealer busting are higher. Avoid splitting sixes if the dealer shows a 7 or higher, as the dealer is likely to build a stronger hand.

Split Nines Against Dealer's 2-6, 8, or 9

A pair of nines gives you a total of 18, which is a strong hand but not unbeatable. Splitting nines is a smart move when the dealer shows a 2-6 or an 8-9, as it allows you to maximize your chances of winning both hands.

However, if the dealer shows a 7, 10, or Ace, it’s better to stand. Against these cards, the dealer is more likely to achieve a higher total, and splitting puts you at unnecessary risk.

Split When Dealer Shows Bust Cards (4, 5, 6)

When the dealer has a bust card (4, 5, or 6), it’s a good idea to split your pair. The reason is that the dealer has a higher chance of busting, about 40%, with these cards showing. 

By splitting, you create two hands with better potential to win, taking advantage of the dealer's weak position. This strategy maximizes your chances of winning, especially since the dealer is more likely to go over 21 and lose.

When Not To Split in Blackjack  

In Blackjack, there are several situations where it’s better not to split your cards. 

Never Split 4s, 5s, 6s and 10s

  • 10s: A pair of 10s gives you a strong hand with a total value of 20. Splitting them only risks weakening your position, as you're likely to end up with two weaker hands. The chances of getting a hand better than 20 are slim, so it's best to keep the 20 and play it.
  • 4s: A pair of fours adds up to 8, which is a decent starting point to hit and improve your hand. Splitting them into two hands increases the risk of getting weak hands. You could end up with hands that either don’t improve much or risk busting if you draw high cards.
  • 5s: A pair of fives is effectively a 10-point hand, which offers a strong opportunity to double down. Splitting them reduces the potential for a solid hand, leaving you with two weaker hands that are less likely to beat the dealer.
  • 6s: A pair of sixes gives you a total of 12, which is a risky hand because it's not strong enough to stand, but it also doesn’t offer much room to improve. Splitting 6s is only advisable if the dealer shows a weak card (from 2 to 6), as the dealer has a higher chance of busting with these cards. In such cases, splitting the 6s could give you two separate hands that have a better chance of winning.

However, if the dealer has a strong card (7 or higher), it’s better to keep the 12 and try to improve your hand by hitting. Splitting in this situation increases the chances of both hands being weaker than your original 12, and it’s more likely that you'll face a bust. Therefore, unless the dealer has a weak card, it’s safer to avoid splitting the 6s.

Never Split When Dealer Has an Ace

When the dealer shows an Ace, it’s best to avoid splitting pairs. The dealer has a high chance of having a strong hand, possibly a Blackjack, which increases your risk. Here’s why:

  • High Blackjack Probability: If the dealer has a 10-value card, they get a Blackjack, which automatically wins.
  • Strong Dealer Hand: The Ace gives the dealer flexibility to reach a strong total, often 17 or higher.
  • Better Options: Instead of splitting, it’s better to stand if your total is 17 or higher or double down if you have a hand between 9 and 11.
  • Weaker Hands After Splitting: Splitting pairs like 8s against an Ace weakens your hand and increases the risk of losing both hands.

So, when the dealer shows an Ace, the best strategy is to stand if you have 17 or higher, or double down if your total is between 9 and 11. This minimizes risk by either holding your strong hand or increasing your bet for a potential stronger hand. Avoid drawing more cards to reduce the chances of busting.

When to split and double down in Blackjack

Double down after a split when you have pairs of 9s, 8s, 5s, or 4s, especially against a weak dealer hand. This strategy helps maximize your chances of improving your total.

Pair of 9s:

  • Split if the dealer shows a 2-6 or 8-9.
  • Double down after splitting when the dealer has a weak hand, as this increases your chances of reaching 19 or more with a single card.

Pair of 8s:

  • Split most of the time, but if you get a strong card like 2 or 3, double down.
  • Consider doubling down if the dealer shows a weak card (5 or 6), as this is a good opportunity to capitalize on their likely weak hand.

Pair of 5s:

  • Double down instead of splitting, as a total of 10 is a solid starting hand.
  • This is especially effective if the dealer has a weak hand (4-6), increasing your chances of improving your total with one more card.

Pair of 4s:

  • Consider double down if the total after splitting is 9 or 10, especially if the dealer has a weak card.
  • Avoid splitting if the dealer shows 7 or higher, as this increases your risk.

What To Do When You Encounter A No Double After Split Rule

Some casinos implement a "No Double After Split" rule, restricting players from doubling down after splitting pairs. This rule increases the house edge by about 0.14%, making the game less favorable for players. Here's what you should do if you encounter this rule:

  • Seek a Better Casino: If possible, choose a casino with more player-friendly rules.
  • Adjust Your Strategy: If this is the only option available, make these changes to minimize losses:

Pair of 2s and 3s

  • Split only if the dealer's upcard is 4 through 7.
  • Hit against a dealer showing 2 or 3.

Dealer cards 4-7 are considered weak because the dealer is more likely to bust (go over 21). Splitting your 2s or 3s in these situations gives you a better chance of forming two stronger hands.

However, against a dealer’s 2 or 3, splitting becomes risky because the dealer still has a good chance to make a strong hand. It’s safer to hit and try to improve your total instead of splitting.

Pair of 4s

  • Split if the dealer’s upcard is 2 through 4.
  • Hit against a dealer showing 5 or higher.

Splitting 4s against a dealer’s 2-4 is beneficial because the dealer might have to draw more cards, increasing the chances of a bust.

Against stronger dealer cards (5 or higher), splitting is not ideal because you can’t double down, and two weak hands (4s) are less likely to compete with the dealer’s potential high total. Hitting gives you a chance to improve your hand.

Pair of 6s

  • Split if the dealer’s upcard is 3 through 6.
  • Hit against a dealer showing 2 or any card higher than 6.

Dealer cards 3-6 are weak, making splitting 6s a good move. By splitting, you can turn your pair of 6s into two hands with better potential for totals closer to 21.

Against a dealer’s 2 or stronger cards (7 or higher), splitting is riskier because the dealer is less likely to bust. Hitting instead gives you the chance to improve your hand without risking two weak hands.

These strategies help balance the risks associated with not being able to double after a split, ensuring you make the most optimal plays given the rule change.

For new players, sticking to these adjustments can help reduce losses and keep you competitive in games with less favorable rules. Always aim to learn the table rules before you start playing!

In conclusion, mastering the art of when to split in Blackjack is essential for improving your chances of winning. By following basic strategies such as always splitting Aces and 8s, and knowing when not to split like with pairs of 10s and 4s, players can optimize their gameplay and minimize risks. 

Additionally, understanding how to double down after a split and being aware of casino rules can further enhance your strategy. By applying these principles, you can increase your odds of success and enjoy a more strategic approach to Blackjack.

Published: 07 March 2025 01:48